Financial Plans at Wave

We understand that an emergency veterinary visit can create unexpected financial stress during an already difficult time. That's why Wave is proud to offer multiple financing options designed to help make quality care more accessible for your pet. Our streamlined application process features a soft credit pull that won't impact your credit score, and approved applicants can receive same-day fund availability—allowing you to focus on what matters most: your pet's health and recovery. Whether you're facing an urgent procedure or planning for ongoing treatment, our financing partners are here to support you every step of the way.

Available Financing Options:

CareCredit

CareCredit is a healthcare credit card designed specifically for medical expenses, including veterinary care. As one of the most widely accepted healthcare financing options in the country, CareCredit offers flexible payment plans that can help manage the cost of both routine and emergency pet care.

Key Features

  • Quick and easy application process with instant credit decisions

  • Reusable credit line for future veterinary visits and other healthcare needs

  • Flexible payment options with promotional financing available on purchases of $200 or more

  • No annual fees or pre-payment penalties

  • Accepted at over 250,000 healthcare providers nationwide

Promotional Financing Options

CareCredit offers promotional financing periods that allow you to pay over time with no interest if paid in full within the promotional period:

  • 6, 12, 18, or 24-month promotional financing options (depending on purchase amount)

  • No interest if paid in full within the promotional period

  • Minimum monthly payments required

Please note: Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments are required during the promotional period.

How to Apply

Applying for CareCredit is simple and can be done in minutes:

  • Ask our team at Wave for assistance with your CareCredit application

  • Complete a brief application online or in-office

  • Receive an instant credit decision

  • Use your CareCredit card immediately upon approval

For more information about CareCredit or to apply, please visit www.carecredit.com or speak with a member of our team


AllPet Card

The AllPet Card is a specialized financing solution exclusively designed for veterinary care expenses. This pet-specific credit card offers pet owners a convenient way to manage the costs of routine care, emergency treatments, and everything in between, making quality veterinary care more accessible when your pet needs it most.

For more information about AllPet or to apply, please visit www.allpet.com or speak with a member of our team

Key Features

  • Fast and simple application process with instant approval decisions

  • Soft credit inquiry that does not impact your credit score

  • Same-day fund availability upon approval

  • Reusable credit line for all your pet's veterinary needs

  • Flexible payment plans tailored to your budget

  • No pre-payment penalties—pay off your balance at any time

Financing Options

AllPet Card offers flexible financing plans designed to fit your financial situation:

  • Multiple payment term options available based on your needs

  • Competitive interest rates for qualified applicants

  • Transparent terms with no hidden fees

  • Credit limits designed specifically for veterinary care expenses

How to Apply

Getting started with AllPet Card is quick and easy:

  • Ask our Wave team for assistance with your AllPet Card application

  • Complete the brief online application

  • Receive an instant credit decision—often within minutes

  • Begin using your AllPet Card for your pet's care immediately upon approval

For more information about AllPet Card or to begin your application, please speak with a member of our team.